Independence by Design™

Independence by Design™ is a framework to help owner-operators get out of the weeds and lead from the boardroom. I built it because I lived this trap. In 2009, I...more

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Latest Episodes

#463: Budget Season 2026, Part 3 | The 12-Step Revenue Forecast Owners Can Actually Trust | Kim Clark

October 16, 2025

#463: Budget Season 2026, Part 3 | The 12-Step Revenue Forecast Owners Can Actually Trust | Kim Clark

Most revenue budgets start with a top-down number: add 10%, push sales harder, and hope the math works out. That’s why so many plans...

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01:23:56

#462: From P&L to Cash Flow: The Model Every Owner Needs | Pat Hobby | Budget Season 2026, Part 2

October 09, 2025

#462: From P&L to Cash Flow: The Model Every Owner Needs | Pat Hobby | Budget Season 2026, Part 2

Most budgets don’t survive past Q1. They collapse because they aren’t built on cash flow, they don’t roll into the balance sheet, and they...

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01:39:24

#461:Why Budgets Fail Without Economic Context | Alan Beaulieu & Kim Clark | Budget Season 2026, Part 1

October 02, 2025

#461:Why Budgets Fail Without Economic Context | Alan Beaulieu & Kim Clark | Budget Season 2026, Part 1

Budgeting season is here. But most owners build budgets in a vacuum — starting with last year’s numbers and layering on guesses. The result?...

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00:47:46

#460: Tom Nagler | An Owner’s Journey: Family Business, Growth, Acquisitions, Sale, and What Came After

September 25, 2025

#460: Tom Nagler | An Owner’s Journey: Family Business, Growth, Acquisitions, Sale, and What Came After

Every owner’s journey is made up of inflection points, the moments where you have to make big, irreversible decisions.  Watch on YouTubeIn this episode,...

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01:56:38

#459: Bob Muller | Why Clean Data Is the Foundation for Scaling and Owner Clarity

September 18, 2025

#459: Bob Muller | Why Clean Data Is the Foundation for Scaling and Owner Clarity

Margins are under pressure, and scaling isn’t about throwing more people at the problem. Owners have to leverage technology to increase throughput per employee...

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01:08:20

#458: Brandon Henry | The Business Advice System Is Broken — Here’s the Truth Owners Need

September 11, 2025

#458: Brandon Henry | The Business Advice System Is Broken — Here’s the Truth Owners Need

The business advice system is completely broken. Tax, estate, and wealth must be one plan — and you can’t trust the system to build...

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01:32:29

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